I found this link which basically explains exactly what you said:

(scroll to bottom)
http://web.me.com/msibnsf/Acela_Express,_The_Need_For_Speed/Modeling_Techniques.html

Too bad the pictures cover much of the dialogue.  I'll try this as soon as I can get a hold of my dremel.

And my inquiry of a confirmation still stands, thanks! 

Sounds pretty simple, but is there anybody who can confirm this for certain? I hate cutting up a $70 piece of track and being wrong

What kind of modification are we talking about?

Hey guys, I've got a real simple layout of 6' x 4', no DCC or anything fancy like that and I just got a #6 LH crossover (PN# 44575) for my outer line.

When I hook it up to the track (frogs not powered) the locomotive works just fine on both inside and outside tracks, but suddenly stops when it reaches ONLY the inside unpowered frog.

So I hook up the black power wire to the inside frog that the loco stops at, and the inside track doesnt get any power when the switch is open.

So then I hook up both power wires to power BOTH frogs.  Now neither inside or outside tracks work as long as any switches are open.

THE BASICS:
When no frogs are not powered, the locomotive short circuts at the inside frog.
When the inside or outside frog is powered, the inside or outside (respectfully) track won't get power if it's respectful switch is open.

Thanks alot!  Hope you guys han help!